Fill out this quick and easy Rate Quote Form and James will contact you with your unique mortgage rate options

Custom Rate Quote—no personal financial data is required to get your customized options.

Fast, easy, and accurate quotes

Get a Rate Quote

Ever wonder what the mortgage process looks like?

Through the design magic of infographics, I've attempted to provide a visual map of the sequence of events that unfolds behind the scenes to drop hundreds of thousands of dollars into your escrow bucket at the designated time!

Step 2

Discover more about the role of the processor and underwriter in the loan process.

Read more

Step 4

You're close to the finish line! Learn more about the underwriter's final approval and possible bumps you may encounter.

Read more

Step 6

Learn more about the loan funding process and final documentation processing.

Read more

Please share this graphic by embedding it on your site

Step 1

Read more about which documents are required to complete your loan application.

Read more

Step 3

See how the property appraisal can affect your loan size or rate.

Read more

Step 5

Find out more about how the escrow officer referees the final transactions.

Read more

Need more help?

Still not satisfied with this description? Please drop me a line and I'll try to answer as quickly and plainly as I'm able.

The latest from James Adair's Mortgage Blog

One week after the 2016 election, what does this mean for Portland Real estate?

Short video explaining how the mortgage bond market works, and how the suprise election results will impact things moving forward. Specifically in the Portland area real estate markets. 

Down payment assistance for buyers who qualify

The National Homebuyers Fund has been providing down payment assistance grants to home buyers in the Portland area for YEARS!  The PDX Home Loan team has partnered with the NHF to help provide all possible opportunites for great buyers who simply dont' have...

How to tell if your taxes are included in your mortgage

It's that time of year again!  Late October in Oregon.  Time for all the non-Multnomah county residents to pat themselves on the back and temporarily feel superior, and bask in the glow of their money savings for a couple weeks.  Property taxes are now certified for...