Fill out this quick and easy Rate Quote Form and James will contact you with your unique mortgage rate options

Custom Rate Quote—no personal financial data is required to get your customized options.

Fast, easy, and accurate quotes

Get a Rate Quote


James helped us negotiate a difficult transaction during timing that was less-than-ideal. However, his hard work and diligence helped us get into a great house that we’ll enjoy for many years to come. Without James’ help, we easily could have lost this rare opportunity.

CharliePortland, OR

James is a detailed oriented lender. I will continue to work with James and recommend clients to him.

ToddPortland, OR

I hired James when we were ready to refinance our home mortgage. He was super easy to work with, took care of all the details, and got us a great rate. What more could you ask for!? I would highly recommend him.

ScottPortland, OR

James helped make a quick turnaround mortgage an informed and easy process, even as I was traveling internationally and having problems with my bank. I look forward to working with him again in the future.

Peter Portland, OR

James is fantastic at providing clients with all the options and then taking great care they receive the highest level of service.


James is my “go to” mortgage expert. I have referred a number of good friends to him and he has always been great with them. I trust him completely.

IvanPortland, OR

James educates clients on the financing options and helps them analyze and select the best option for them. He puts the customer experience first, and is a consistent, timely, and articulate communicator with me.

BobPortland, OR

When it came time to refinance my house, I naturally thought of James. He was able to put together a creative deal which worked for my unique financial situation (small business owners always have unique financial situations, we just don’t know what they’ll be month to month) and he made the process as painless and straightforward as possible. I know that I can trust his judgment and that what he presents is going to be reasonable.

MichaelPortland, OR

We hired James to find us a good deal on a mortgage for our first house. He worked with us to find the best mortgage package for our financial situation. He was also able to shave a bit off of our interest rate due to some last minute creativity! A couple years later, he helped us find a great deal when we decided to refinance. We’ve had a very positive experience with James and would recommend him to any one looking to buy a house or refinance.

StevePortland, OR

James has always assisted the clientele we have referred to him with great professionalism and respect. I am very pleased to endorse James.

AndrewBeaverton, OR

James brings an enthusiasm and attention to detail that is unique in the world of mortgage lending. In a time where ethics had yet to be a part of the normal standard of lending, James always entered into each transaction with the client’s best interest in mind, and not his. One of my favorite qualities about James is his work ethic. He’s constantly striving to find new ways to reach his clients, new ways to service his clients to the best of his ability and looks at each client as a lifetime client, not just a one time transaction. I would highly recommend to anyone who is seeking mortgage lending services, to select James Adair as their mortgage lender.

JimmyTigard, OR

James is a total professional and always works in the best interest of his clients. His industry knowledge and excellent customer service make him great to work with!

HeatherOregon City, OR

I have worked with other mortgage brokers and have never felt that I could actually trust them until I met James. He has consistently found great options for me and been able to explain the implications. I have been involved in several finance and refinance scenarios with him and am entirely comfortable with his judgment. I hope that I never have to use any mortgage broker other than James.

JoelPortland, OR

James did an exceptional job of finding us great rates and getting everything done in time for a quick close on our new home.

JeffMilwaukie, OR

Like what you've read so far?

Contact James to learn more about his philosophy and to get on the road to having the right plan for financial security that meets your needs.

The latest from James Adair's Mortgage Blog

One week after the 2016 election, what does this mean for Portland Real estate?

Short video explaining how the mortgage bond market works, and how the suprise election results will impact things moving forward. Specifically in the Portland area real estate markets. 

Down payment assistance for buyers who qualify

The National Homebuyers Fund has been providing down payment assistance grants to home buyers in the Portland area for YEARS!  The PDX Home Loan team has partnered with the NHF to help provide all possible opportunites for great buyers who simply dont' have...

How to tell if your taxes are included in your mortgage

It's that time of year again!  Late October in Oregon.  Time for all the non-Multnomah county residents to pat themselves on the back and temporarily feel superior, and bask in the glow of their money savings for a couple weeks.  Property taxes are now certified for...